CONSTRUCTION & ENGINEERING
Construction, Engineering and Mining Is All We Do.
Cruden Read works exclusively across construction, engineering and mining.
From major infrastructure and mining to commercial projects and specialist trades, we bring specialist insurance knowledge to the risks, contracts and people that make the sector different.
One sector. All of it.
$40M+ in premiums placed annually
Australian + London insurance markets
100% focused on construction, engineering + mining
Backed by ASX 200 AUB Group
90+ years’ collective experience
Construction Risk Does Not Behave Like Other Risk
Most commercial insurance covers a business standing still. Construction insurance covers a business that changes shape every week, on a site that is different tomorrow, under a contract that has already decided who carries what risks.
Multiple stakeholders, layered indemnities and subcontract agreements mean the policy cannot be considered in isolation. You need to understand where the contract puts the risk, then make sure the programme follows it.
A generalist can place a construction policy. Building the right programme around your risk is a different job.
Who We Work With
Our experience spans government infrastructure, mining, renewable energy, industrial, commercial and residential projects, together with the specialist trades and consultants who work on them.
Specialist trade contractors
- Formwork
- Roofing
- Concrete works
- Piling
- Plumbing & electrical
Civil contractors
- Infrastructure
- Civil works
- Earth works & excavation
- Rail and tunnelling
- Wet works
- Renewable energy projects
Commercial and high-rise builders
- Office & retail towers
- Multi-residential developments
- Design & construct contracts
- Structural fit-outs
Mining contractors
- Site infrastructure
- Processing plants & haulage
- Equipment & machinery supply
- Environmental compliance
Project financiers
- Bank & institutional lenders
- Equity partners & investors
- Risk mitigation & due diligence
- Capital funding structures
Principals and project owners
- Government agencies
- Private developers
- Asset managers
- Superintendents & consultants
Home builders
- Townhouses & medium density
- Residential subdivisions
- Renovations & extensions
- Custom home builds
The Advisory Work Around the Programme
Insurance Broking
Construction insurance for contractors, developers and trades, with specialist advice, programme design and policy wordings developed for construction risk.
Wholesale Insurance Placement
Specialist construction insurance placement support for retail brokers, extending your capability while you retain the client relationship.
Project Insurance Advisory
Objective review of your major project insurance programmes to identify potential gaps and assess whether the cover meets your project’s needs.
What Specialising in One Sector Gets You
Wordings written for construction.
Our manuscript wordings are developed with partner markets and adapted to your individual risk, rather than relying on off-the-shelf cover.
The contract is part of the insurance conversation.
We assess your insurance obligations, indemnities and risk allocation alongside your programme, including contract reviews during tender.
Experience across the project.
Principals, contractors, subcontractors and consultants can face very different exposures on the same job. Our experience spans each side of that equation.
Specialist markets. Senior people.
We place over $40M in construction premium annually and work with Australian and London markets, backed by specialists who understand your placement, wording and claim.
The People Who Answer
Cruden Read was founded in 2018 by Jeremy Read and Leigh Cruden. Drawing on their experience with major international brokerages and some of Australia’s largest and most complex construction accounts, they saw an opportunity to do things differently.
Today, Cruden Read brings together a team of experienced construction insurance specialists, combining deep expertise in construction risk and risk transfer to provide you with direct access to senior staff and exceptional client care.
From the Clients and Brokers We Serve
Bring Us the Risk Early
The earlier we understand the project, the contract and where your risk sits, the more we can do before the market is approached. Whether you are a construction business preparing for renewal or a broker with a construction account, bring us in before the placement begins.
